New York Regulation 187
Workflow guidance for suitability and best-interest requirements affecting life insurance and annuity recommendations, including training status, documentation dependencies and carrier-specific readiness.
Compliance operations
Turn requirements into
actionable workflows.
We help teams understand what must be completed, by whom and in what sequence before insurance business can move forward.
Readiness, documented
Compliance support where rules meet operations.
Thinkvisor helps translate supervisory, state and carrier requirements into evidence-based checks and repeatable processes.
AML verification
Review and follow-up support for anti-money-laundering training status, accepted providers, completion records and carrier or supervisory-firm requirements.
FINRA checks
Operational verification of registration and affiliation information relevant to insurance processing, coordinated with the applicable broker-dealer’s supervisory procedures.
E&O coordination
Evidence-of-coverage review, expiration tracking, requirement follow-up and help addressing carrier or contracting-system deficiencies.
LTC selling eligibility
State and carrier training-status review for long-term care and partnership-product eligibility, with documentation tracking before solicitation or sale.
Background support
Assistance navigating fingerprint, disclosure and background-report processes—including FBI identity-history documentation when required—without making adjudication decisions.
The readiness file
A defensible record,
not a verbal assurance.
- Requirement mapIdentify the applicable state, product, carrier and supervisory requirements.
- Evidence reviewConfirm licenses, registrations, training, E&O and supporting documents.
- Exception follow-upDocument deficiencies, responsible parties and targeted completion dates.
- Status confirmationRetain evidence and communicate readiness to the appropriate stakeholder.
Common questions
Operational clarity at decision points.
Can Thinkvisor determine whether an agent may sell a product?
We can review operational prerequisites and help document training, licensing, appointment and registration status. The carrier, supervisory firm and applicable regulator remain the authoritative decision-makers.
Can you support a Reg. 187 remediation project?
Yes. We can organize producer and product populations, identify missing evidence, manage outreach and track completion against a defined supervisory framework.
Do you replace the broker-dealer compliance team?
No. We work within the firm’s procedures and escalation paths, supporting execution and documentation while the broker-dealer retains supervisory authority.
Prepare with confidence